Government reveals long-awaited whiplash rules and tariffs

The government has confirmed that legislation paving the way for whiplash reforms will come into force from 31 May.


Newly-published draft statutory instruments have also finally indicated the tariff levels at which damages will be set for soft tissue injuries suffered in road traffic accidents.

The total damages for pain, suffering and loss of amenity payable is limited to £240 for injuries not lasting more than three months. The levels increase incrementally for every extra three months that injuries continue, reaching £4,215 for cases where injuries continue up to 24 months.


A small fixed amount is added to the tariff to cover ‘minor’ psychological injuries suffered on the same occasion as the whiplash injury.


Where a person suffers more than one whiplash injury through the same incident, the injury with the longest duration will apply.


The legislation allows for an uplift of up to 20% in ‘exceptional circumstances’, where a court may determine that damages should be greater than the tariff allows. In these cases, the court must be satisfied that the whiplash injury is ‘exceptionally severe’ or where the person’s circumstances increase the pain, suffering or loss of amenity.

Today’s amendments to the Civil Procedure (Amendment No.2) Rules 2021, which will establish how the new whiplash portal will work, confirm they come into force on 31 May.

All RTA claims worth less than £5,000 will drop into the portal, which is designed to be accessed by litigants in person, and any legal costs incurred will not be recoverable. Claimants must state in the claim form whether they expect to recover more or less than £5,000.


As expected, claims involving children and protected parties are not to be allocated to the small claims track.


The new rules, which can be found here, include provisions on obtaining a second medical expert report and claims which do not continue under the RTA small claims protocol.

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