Potholes

Aviva is urging motorists to take caution when driving over potholes, as new data by the insurer reveals that a quarter (25%) of claims for pothole damage involve vehicles that are written off.

According to the data, pothole claims costs £3,863 on average - 54 times the cost of repairing a pothole itself which is £72, according to the Annual Local Authority Road Maintenance Survey Report 2025.

Reported damage ranges from tyres, wheels and alloys to more serious issues such as suspension, wheel alignment, battery, radiator and bumper damage.

Hannah Pinches, Motor Claims Director at Aviva, comments:

“Many motorists may perceive potholes as an annoyance but it’s worrying to see how many cars have been written off due to severe damage. While some damage may be minor or motorists may be unaware it has been caused by a pothole, our data shows the impact potholes can have.

"Older vehicles can be more susceptible to damage whereas modern cars have more technology and features which are often built-in to parts, such as bumpers. Even seemingly minor damage could result in a vehicle being written off as the structural or safety integrity of the car has been compromised.

"Our data shows clearly how dangerous and costly potholes can be for motorists.

“Pothole-related claims tend to be more prevalent during the winter months, when deteriorating road conditions, reduced visibility and adverse weather can obscure road defects and increase the likelihood of vehicle damage. In warmer months, roads expand which can cause existing weak spots to open into cracks. While these may appear minor at first, cracks can quickly weaken the road surface, turning into potholes and cause significant damage to vehicles.

“Pothole damage can also be costly to repair – if not resulting in a total write off - and your insurer may be able to support you should you wish to claim under your policy.

"As our data shows, motorists may swerve to avoid potholes but this in turn can lead to collisions involving other cars or vulnerable road users. It’s wise to report the pothole to the local authority or National Highways so that they can address the problem, which will help to make the roads a safer driving environment for everyone.

“The government deserves credit for providing record funding to repair. It’s crucial that this funding is front-loaded and provides local authorities with the resources to act – our data shows clearly how dangerous and costly potholes can be for motorists”.